Wednesday, January 23, 2013

How to tackle your spouse's overspending | Synopsis

How to tackle your spouse's overspending

Say Cheese
Say Cheese by Andres Rueda
License (according to Flickr): Attribution License
Excerpt:

If one too many surprising holiday credit card fees has you sweating, it's time for a chat with your spouse. Beware : As Deborah Price, author of The Heart of Money: A Couple's Guide to Creating True Financial Intimacy, puts it, "Money is an area where we're prone to being irrational, illogical, and overly emotional.". To bring up the subject of spending too much without initiating World War III, adopt this game plan. THE GROUND RULES. Time it right. Choose a time when you're both relaxed, like a weekend morning, and ensure you each have at least half an hour free. No accusations or embellishment. Do not begin sentences with "You did"; concentrate on "We." And while remarks like "Are you trying to put us in the poorhouse?" may be mentally pleasing in the moment, they're ineffective in the long run.

People:

Deborah Price

Overall Sentiment: -0.0579154

Relevance: 0.894041

SentimentQuote
-0.26501"The word 'budget' has a negative connotation," says Price.
0"When you do this, the reaction from your partner is more likely to be, 'Oh, I'm causing my partner to feel a certain way,' " says Price.
0.201634"When you do this, the reaction from your partner is more likely to be, 'Oh, I'm causing my partner to feel a certain way,' " says Price. "So he or she is naturally more inclined to say, 'I'm sorry,' rather than become defensive."
Sentiment Stats:
  • Number of Quotes: 3
  • Aggregate Sentiment: -0.063376
  • Mean: -0.021125333333333
  • Standard Deviation: 1.4142135623731

Lisa Peterson

Overall Sentiment: -0.181249

Relevance: 0.630972

SentimentQuote
-0.253815Lisa Peterson, who specializes in counseling couples: "Remember, there are things you do that your spouse is not always happy with either."
-0.0755666"Putting the overspending in the context of the greater picture is more effective than being nitpicky," says Peterson.
0.123966"Putting the overspending in the context of the greater picture is more effective than being nitpicky," says Peterson. "When you bring the focus back to your joint values and goals, your partner will be more receptive."
Sentiment Stats:
  • Number of Quotes: 3
  • Aggregate Sentiment: -0.2054156
  • Mean: -0.068471866666667
  • Standard Deviation: 1

Maggie Baker

Overall Sentiment: -0.124944

Relevance: 0.545814

SentimentQuote
-0.0898865"Give control over to the person who is being criticized," says Baker.
0.0550974"Give control over to the person who is being criticized," says Baker. "Let your spouse think the solution is his or her idea."
Sentiment Stats:
  • Number of Quotes: 2
  • Aggregate Sentiment: -0.0347891
  • Mean: -0.01739455
  • Standard Deviation: 0

Key:

  • Aggregate Sentiment is meant to be an indicator of an individual's overall sentiment.
  • The Mean is meant to be an indicator of an individual's average comment sentiment.
  • The Standard Deviation, when there are enough quotes, will indicate an individual's consistency of sentiment (i.e. a Standard Deviation of 0 would mean they were very consistent in their sentiment and 1 would mean they were very inconsistent).

Note that quote stats are likely to be meaningless beyond the aggregate score due to the tiny sample size. However, they are always provided just in case you find something useful there.

Additional Info:

City: Boston

Overall Sentiment: 0

Relevance: 0.405789

Sport: tennis

Overall Sentiment: 0

Relevance: 0.463512

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